StructaPay
1. Regulatory & Compliance Commitment
StructaPay is committed to maintaining the highest standards of regulatory compliance, transparency, and operational integrity.
We structure compliant payment infrastructure solutions for regulated and complex online businesses. Our onboarding, risk assessment, and ongoing monitoring processes are designed to align with international compliance frameworks and financial crime prevention standards.
We work exclusively with acquiring partners, payment institutions, and financial service providers that adhere to applicable regulatory requirements in their respective jurisdictions.
2. Risk-Based Approach
StructaPay operates under a strict risk-based evaluation framework.
Each merchant application is subject to:
- Identity verification
- Business model assessment
- Transaction flow review
- Chargeback ratio analysis
- Traffic source validation
- Jurisdictional review
- Licensing verification (where applicable)
Approval is subject to compliance clearance and underwriting review by the relevant financial partners.
3. AML & Financial Crime Prevention
StructaPay supports global Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) standards.
We implement:
- Enhanced Due Diligence (EDD) where required
- Ongoing transaction monitoring
- Suspicious activity reporting procedures
- Sanctions screening
- PEP screening (Politically Exposed Persons)
We do not engage with businesses involved in illegal activity, fraudulent schemes, intellectual property violations, or deceptive practices.
4. Merchant Responsibility
Merchants are required to:
- Operate within the laws of their jurisdiction
- Maintain valid licenses where required
- Accurately disclose traffic acquisition methods
- Maintain transparent refund and customer support processes
- Monitor and manage chargeback ratios
Failure to maintain compliance standards may result in suspension or termination of processing services.
5. Transparency & Documentation
StructaPay requires full and accurate documentation during onboarding and reserves the right to request updated documentation at any time as part of ongoing monitoring obligations.
We do not guarantee approvals. All applications are reviewed individually based on risk, regulatory requirements, and partner underwriting criteria.
6. Prohibited Activities
We do not support:
- Fraudulent financial schemes
- Unlicensed gambling in restricted jurisdictions
- Intellectual property infringement
- Deceptive marketing practices
- Sanctioned jurisdictions or restricted entities
Applications that do not meet compliance requirements will be declined.
7. Ongoing Monitoring
Merchant accounts are subject to ongoing compliance review. StructaPay and its partners may implement transaction monitoring controls, rolling reserves, or risk mitigation measures where appropriate.
8. Contact
For compliance-related inquiries, documentation updates, or regulatory questions:
Email: compliance@structapay.com
Or use the Contact page.